Federal Bank Statement Password Format (2026)

First four letters of your name (or firm name) in capitals followed by your date of birth (or date of incorporation) as DDMM.

Document	Password	Status
Savings/current account statement (FedMobile, FedNet download or email)	First 4 letters of your name or firm name in CAPITALS + date of birth or date of incorporation (DDMM); no spaces or special characters e.g. `Ravi Kumar, born 15 May 1990: RAVI1505`	Confirmed by the issuer Source
Other password-protected PDFs emailed by the bank (FedNet password, NRI OTP attachments)	First 4 letters of customer or firm name in CAPITALS + DDMM of date of birth or incorporation; punctuation, special characters and spaces ignored e.g. `K. S. Mathew, born 9 August 1975: KSMA0908`	Confirmed by the issuer Source

As of October 2026, Federal Bank says the statement password is the first four letters of your name in capitals, followed by your date of birth as DDMM. For Ravi Kumar, born 15 May 1990, that is RAVI1505. Business accounts use the firm's name and date of incorporation.

The exact format is also stated in the email or app screen the statement came with.

The password format

Federal Bank's guide How to download Federal Bank account statement says: "The password is a combination of the first four letters of your name/name of your firm, all in capitals, followed by your Date of Birth/firm's Date of Incorporation in DDMM format. Do not use any special characters or spaces." (The live page was behind a browser check when we looked, so we read the copy archived in May 2026.)

Individuals: first 4 letters of your name in capitals + DDMM of your date of birth.
Firms and companies: first 4 letters of the firm name in capitals + DDMM of the date of incorporation.
No spaces or symbols: leave out dots, apostrophes and spaces in the name.

The same guide says statements downloaded from FedNet are saved as a password-protected PDF, and you can also email the statement to your registered address. Federal Bank's FedNet FAQ uses the same pattern for other PDFs it emails, such as the FedNet password document and NRI OTP attachments, and adds that punctuation, special characters and spaces in the name are not counted.

Worked example

Ravi Kumar, born 15 May 1990.

First four letters, capitals: RAVI
Date of birth as DDMM: 1505
Password: RAVI1505

For K. S. Mathew, born 9 August 1975: drop the dots and spaces to get "KSMATHEW", so the password is KSMA0908. For a firm called Lotus Agencies, incorporated on 21 March: LOTU2103.

If the password doesn't work

Capitals. The letters must be upper case.
Name as per bank records. Use the name exactly as Federal Bank has it, including initials that come first.
Leading zeros. 9 August is 0908.
Date the bank holds. If your date of birth was recorded wrongly at account opening, the password follows the bank's record. Ask your branch to check.
Joint accounts. Try the details of the holder who requested or received the statement, then the first holder.
Get a fresh copy. Download the statement again in FedMobile or FedNet, or see the bank's e-statements page.

Removing the password so you don't have to type it again

Once you know the password, you can save a copy of the Federal Bank statement without it, so it opens straight away next time or can be uploaded to a loan, visa or tax portal that rejects locked files. On iPhone, iPad or Mac you can do this with UnKey: open the PDF, enter the password once, and save an unlocked copy. It works offline, nothing is uploaded, and any password you choose to save stays in your device Keychain behind Face ID or Touch ID. UnKey only removes a password you already know; it does not guess or crack one. Other PDF tools, including the print-to-PDF option on most computers, can also save an unlocked copy.

Questions

What is the Federal Bank statement password?

The first four letters of your name in capitals followed by your date of birth as DDMM, for example RAVI1505. Leave out spaces and special characters.

What is the password for a Federal Bank current account in a firm's name?

The first four letters of the firm's name in capitals followed by its date of incorporation as DDMM.

My name starts with initials. Do I include them?

Yes, but without dots or spaces. K. S. Mathew becomes KSMA.

Does the same password open other Federal Bank PDFs?

Federal Bank uses the same name plus DDMM pattern for other emailed PDFs such as the FedNet password document and NRI OTP attachments.

Sources

Formats can change. If a password doesn't work, check the email the document came with or contact the issuer. UnKey isn't affiliated with any bank, employer or authority named here.