SBI Bank Statement Password Format (2026)

Emailed SBI account statements are commonly reported to open with the last 5 digits of your registered mobile number followed by your date of birth (DDMMYY); statements requested through SBI Quick open with the 4-digit code you chose in the SMS.

Document	Password	Status
Account statement requested by SMS (SBI Quick, ESTMT)	The 4-digit code you put at the end of the ESTMT SMS e.g. `SMS 'ESTMT <account number> 4826' to 09223588888; the PDF password is 4826`	Confirmed by the issuer Source
Savings/current account e-statement sent by email	Last 5 digits of registered mobile number + date of birth (DDMMYY) e.g. `Mobile 98765 43210, born 15 May 1990: 43210150590`	Commonly reported – not confirmed by the issuer Source

As of October 2026, SBI's emailed account statements are widely reported to open with the last 5 digits of your registered mobile number followed by your date of birth in DDMMYY. For Ravi Kumar, mobile ending 43210 and born 15 May 1990, that would be 43210150590. If you asked for the statement by SMS through SBI Quick, the password is the 4-digit code you chose in that SMS.

The password format

SBI sends statements through more than one channel, and the password depends on how the PDF reached you.

Statements requested by SMS (SBI Quick)

SBI's own SBI Quick page says you can get your account statement as a PDF by email by sending ESTMT <Account Number> <Code> to 09223588888 from your registered mobile. It says the code is "a 4 digit number that will be used to open the password protected attachment". So the password is whatever 4 digits you typed at the end of that SMS.

Regular monthly e-statements by email

SBI's e-statement page explains the service but does not publish the PDF password. Many guides report the format as the last 5 digits of your registered mobile number, then your date of birth as DDMMYY, with no spaces or symbols. We could not confirm this on an SBI page, so treat it as the likely format and check the email the statement came with: SBI normally states the password rule in the message itself.

How you got the statement	Password	Source
SBI Quick (SMS ESTMT request)	Your 4-digit code from the SMS	SBI (confirmed)
Monthly e-statement by email	Last 5 mobile digits + DOB (DDMMYY)	Commonly reported, not confirmed by SBI

Worked example

Ravi Kumar was born on 15 May 1990 and his registered mobile is 98765 43210.

Last 5 digits of the mobile: 43210
Date of birth as DDMMYY: 150590
Emailed e-statement password: 43210150590

If Ravi instead sent ESTMT 12345678901 4826 by SMS, the PDF that arrives opens with 4826.

If the password doesn't work

Read the email first. The line about the password in the statement email is the most reliable guide. Formats change, and the email always reflects the current rule.
Check the date format. DDMMYY means two digits each, with leading zeros: 5 March 1988 is 050388, not 5388.
Use the details the bank has. The mobile number and date of birth must be the ones on SBI's records, which may differ from what you think if they were entered wrongly when the account was opened.
SBI Quick code. If you sent more than one ESTMT request, each PDF opens with the code from its own SMS.
Other channels. Statements downloaded from internet banking or the YONO app may use a different password, often shown on screen when you download.
Joint accounts. The details used are usually the primary holder's.
Still stuck? Contact SBI through its contact centre or your branch to check your registered mobile and date of birth. SBI will not tell you a password over the phone, and you should never share OTPs or PINs with anyone.

Removing the password so you don't have to type it again

Once you know the password, you can save a copy of the SBI statement without it, so it opens straight away next time or can be uploaded to a loan, visa or tax portal that rejects locked files. On iPhone, iPad or Mac you can do this with UnKey: open the PDF, enter the password once, and save an unlocked copy. It works offline, nothing is uploaded, and any password you choose to save stays in your device Keychain behind Face ID or Touch ID. UnKey only removes a password you already know; it does not guess or crack one. Other PDF tools, including the print-to-PDF option on most computers, can also save an unlocked copy.

Questions

What is the password for an SBI e-statement PDF?

It is commonly reported as the last 5 digits of your registered mobile number followed by your date of birth in DDMMYY, though SBI does not publish this on its website. The email that came with the statement states the exact rule.

What is the password for an SBI Quick statement?

SBI says it is the 4-digit code you included at the end of the ESTMT SMS sent to 09223588888.

Is the SBI statement password case-sensitive?

The usual formats are all digits, so case does not matter. Just make sure there are no spaces or slashes.

Can I change my SBI statement password?

No. The password is generated from details on your account, so it only changes if your registered mobile number or date of birth is updated.

Sources

Formats can change. If a password doesn't work, check the email the document came with or contact the issuer. UnKey isn't affiliated with any bank, employer or authority named here.